If you are a middle class immigrant to North America, you’ll easily observe this. But if you aren’t, pay a little more attention.
There are almost only producers and consumers on the continent. Producers own the condos, businesses, banks and government. Consumers pay the rents, mortgages, bills and taxes.
It’s a game and you seriously need to invest in financial education, no matter how small if you want to stay on the safer side of the divide.